Srinivasan C V, Chief Financial Officer
Mr Srinivasan is a Chartered & Cost Accountant. In his career spanning 20 years, Srinivasan has experience heading finance and accounts functions in varied industries like Medical Device manufacturing and distribution, IT (hardware & software distribution), Holding company with subsidiaries such as Food service, Equipment leasing, Construction, School, Etc. Before Chaitanya, he has worked in various organisations like Embrace Innovations as VP Finance, Inflow Technologies (Westcon) as Head of Finance, QIPCO Holding, Doha – Qatar, Sodexho (formerly RKHS) as Manager Finance and Accounts.
Vasudeva Balaya, Financial Controller
Mr Vasudeva Balaya is the Financial Controller at Chaitanya. He is a Chartered Accountant by
profession and comes to Chaitanya with over 25 years of work experience in both India and
outside India. Mr. Vasudeva brings to Chaitanya his experience in financial management,
accounting, corporate compliance and audit functions. He has been the financial controller since
Rakesh Mattar, Accounts and MIS Manager
Mr Rakesh Mattar has done his BCOM from Mangalore University. He worked in a CA firm as an
intern for 3 years before joining CIFCPL. His 5 years in CIFCPL has taken him from an Accounts
officer's role to Accounts & MIS Manager.
Shreepad Mohan Vaze, HR Manager
Mr. Shreepad Mohan Vaze is the HR Manager at Chaitanya. He has completed B. Com. from
Karnataka University, Dharwad. He has over 10 years of work experience in the educational field and
6 years of work experience in community mobilization. He has worked at Azim Premji Foundation for
6 years and at Deshpande Foundation as Program Officer and Admin Director for 2 years. At Azim
Premji Foundation, he was responsible for training teachers and students in computer aided
learning. While at Azim Premji Foundation he has worked extensively in rural India. Shreepad brings
to Chaitanya his expertise in training, competency mapping and developing assessment tools. He
spent 4 years with the company, as a regional manager of operations till 2014 before moving into
the HR role.
Guruuswamy, Audit Manager
Mr Guruswamy is Audit Manager with CIFCPL. He is a MA in Sociology and his experience prior to
joining CIFCPL has been in the development sector, being part of various NGOs. He built his
community interaction and handling skills during his work with WATER SHED Development Programs
implemented with the assistance of the government in districts of Chitradurga and Shimoga.
Shilpa Kalyani, Corporate Social Relationship Manager
Ms Shilpa Kalyani has done her MBA from VTU. She worked at a Business analytics company for a
year before joining CIFCPL as a Branch Manager. She is currently head of social initiatives and has a
short stint as a Regional Manager after handling the Branch manger's role for more than 3 years.
Dimple Shah, Company Secretary
Ms Dimple J Shah is a Company Secretary at Chaitanya, has completed her graduation and qualified
as Company secretary. She was previously working with JP Morgan Chase as Senior Financial analyst
for 2.8 Years and completed her 15 Months CS internship in Indegene lifesystem Private Limited. As
a Company Secretary, she ensures that Board procedures are both followed and regularly reviewed
and provides guidance to Chairman and the Directors on compliance with statutory and regulatory
requirements under various laws.
Rajitha Uday, Head- Fund Raising
Ms. Rajitha has graduated in physics from Stella Maris College in Chennai and then did PGDBA from
Annamalai University. Have around 23 years of Retail banking experience and have worked with
banks like Bank of Baroda, HDFC bank and Dhanlaxmi bank as branch manager. Joined Chaitanya
India Fin Credit P ltd in July 2017 as Head fund raising, looking after the debt fund raising needs of
the company and managing the banking and financial institution relationships.
Suhas Athwale, IT Manager
Mr. Suhas is a graduate (Bachelor of Business Management). Expertise in Process improvement,
worked for Quality Controls, Insurance, Mortgage underwriting and Production-Planning- control
(PPC) functions. Having Six sigma green belt certification in Quality control and gained experience in
to software testing.
Sundarraj Krishnamurthy, Audit Manager
Mr. Sundarraj Krishnamurthy is an MBA - Marketing Graduate , with PG diploma in Management and B.Com to his credit. He has over 5 years of experience in Micro Finance having worked as District Manager of NABARD Financial Services Ltd., ( Subsidiary of NABARD) , overseeing field operations of the district. He was concurrent Auditor for the Capital market operations of Deustche Bank Operations International across Europe and Asia-Pacific in Bangalore. He has also worked as Admin Head in Lord Krishna Bank and Senior Manager in Union Bank of India , for over 2 decades.
Nivedita Nayak, Head of Projects
Ms. Nivedita Nayak has completed her PGDRM from XIM, Bhubaneswar (2007) B.E. (Mech) from
NITK, Surathkal (2003) and have more than 9 years of experience across Microfinance operations,
Financial inclusion & Digital Payments and Design engineering sectors.
Srinivas B, H R Manager (Corporate)
Mr Srinivas B has completed his Post-Graduation in Social Work (MSW), Rajasthan (Vidyapeeth
University) PGD in Personnel Management & Industrial Relation (Annamalai University) and have
overall 14 years of experience in Human resources, Industrial Relations & Admin.
Ganesh K V, President Operations (South)
Mr. Ganesh the head of operations at Chaitanya has over 24 years of experience across sales,
distribution and financial services sectors. Has worked in FMCG companies like Pepsi, Parle, Asian
Paints and GM Pens before moving to banking and financial services. Has worked as Branch Manager
in ICICI Bank and AVP Branch Head in HDFC Bank. Prior to joining Chaitanya, he was with IFMR rural
Channels and Services Pvt Ltd., as Deputy CEO, handling varied responsibilities like Audit, Operations,
treasury and funding. He has a bachelors in Science from Bangalore University.
Deepak Kumar Jha, President-Operation (North)
Mr. Deepak heads the operation at Chaitanya for North India. He has done his Post Graduation
Program in Rural Management from IRMA in 2006 and joined SKS Microfinance from the campus. He
started SKS's operation in Central Maharashtra and scaled up and Managed Bihar and Jharkhand.
From there he moved to Deworm the World Initiative (DTWI) as Program Manager, Bihar where he
provided support to the Government of Bihar in conducting two rounds of world's largest school
based deworming program. After DTWI, he moved to SKS Microfinance in Service Quality and
Customer Grievance Management team and then Joined Chaitanya.
Nagachethan SM, SVP & Product Head
Mr. Nagachethan S M joins as Product Head to Chaitanya. He is graduate from Institute of Rural Management Anand (IRMA) and B.E. in Information Science from VTU, Belgaum. He has 10 years of experience in the field of Mid-Corporate, MSME, Rural and Agri-business banking spread across ICICI Bank, IndusInd Bank and Vistaar Financial Services Pvt Ltd. Prior to joining Chaitanya, he was working as Deputy Vice President and Product Head of all the product suites at Vistaar Financial Services Pvt Ltd.
Manjunath B V, Credit Head
Manjunath B V has over 14 years of experience in Retail Finance. His core competence being Credit underwriting. He has handled large volume of Credit, Product, Sales, Collections, Operations & Customer Service. He has worked across the geography of south India. Rich experience in Retail asset Banking, NBFC & MFI's. He has gained professional expert in multi-product while working with HDFC Bank, Ujjivan Small Finance bank, Vistaar Financial Service Pvt Ltd & Bajaj Auto Finance Ltd. He also has a wide spread of experience in Secured & Un secured lending. He has involved in end to end work flow built for digital Lending.
Jeyasheelan R, Divisional Manager (Dharwad)
Mr. Jeyaseelan L. is the Divisional Manager of Dharwad Division at Chaitanya. He has an M.Phil in
Sociology from Madurai Kamaraj University and Post Graduate in Social Work from Bharathi Dasan
University. Since April 2010, he is working with Chaitanya India in different regions. Earlier to joining
Chaitanya, over 15 years, he has engaged with community development projects, such as SHG based
Micro Finance, Vocational training and Enterprise development programmes, children's education
and capacity building of people's organizations. He was programme manager for rural action
projects in Koppal, Karnataka. He also involved in various participatory research and impact
evaluation studies in the development field.
Nagaraj C, Divisional Manager (Hospet)
Mr Nagaraj is currently a Divisional Manager at Chaitanya. He has done M.A. and BA-Ed and joined
Chaitanya at its inception in 2009 as a Branch Manager. Prior to joining Chaitanya, Mr. Nagaraj had
varied experiences in the both NGOs and for-profit sectors, giving him good exposure into rural
businesses and rural community handling. He has worked for SNEHA, an NGO involved in social
awareness, community and livelihood development for more than 4 Years. His principal role at
Sneha was as a Community Organizer. It was there that he was able to learn and build his abilities in
working with rural and the poorer communities. He worked further for 2.5 years at the Azeem
Premji Foundation on program impact evaluation of their various interventions in schooling for
Children. In his 5 years in the company Nagaraj has transformed from one of the many branch
managers in the company into a successful regional manager and is due to take charge as a
Divisional manager in the next financial year. He has added managerial and planning skills to his
keen understanding of the rural milieu and sharp commercial sense during his 5 years with the
Vinayak Patil, Divisional Manager (Gulbarga)
Mr. Vinayak Patil is the Division Manager at Gulbarga. He holds a Master's degree in Social Work. He
specializes in building quality branch teams. He has rich experience in training SHG members in
various livelihoods with about 7 years' experience, working at the grass root levels of NGOs & Micro
Finance sectors. He has worked for 3 years in Chaitanya and has been a regional manager of
Kushtagi region before he moved to Gulbarga to start our foray in Gulbarga.
Ramesh Radder, Divisional Manager (Dharwad)
Iranna R Shelawadi, Divisional Manager (Kolhapur)
Iranna Shelawadi is Master in social work from Karnataka University Dharwad. About 10 years of
experience in development sector. Public Health, HIV-AIDS, Child Protection, Human Resource
Management, Community Organization, Formation and technical support for around 15 SHG of
Female Sex Workers in Badami taluk of Bagalokt district. Worked with both Government and NonGovernment
sector at various capacities. Counsellor, HR Dist Supervisor, Regional IEC Officer south
Indian State Programme officer.
Vijayakumar, Divisional Manager (Chitradurga)
Vijaykumar.K.H is a Divisional Manager of Chitradurga. He has completed Master in Social Work from
Bangalore University. He has over 3 years of work experience in the SHG Development & People
Empowerment, initiated different methodologies in training session as an Area co-ordinator at
SWASTI NGO and had 4 years of work experience in Janalakshmi financial services as an Area
Manager before joining Chaitanya.
Saranath Halgorte, Divisional Manager (Solhapur)
Saranath Halgorte is Regional Manager at Chaitanya holds a Bachelor of Arts(BA) with previous work
experience of 12 years of which 2.5 Years in Agriculture field and worked 10 years with SKS Micro
finance Pvt,Ltd. He is experienced in leading a team, Managing diverse range of loan products along
with cross selling of Retail insurance, mobiles, water filter, Health Insurance plans and D. Light
(Solar) etc by promoting the organization's business in rural markets and urban markets.
Mr. Avinash Bhat, Product Manager (Two-Wheeler)
Avinash B S has done his MBA from RITM, Bangalore. Working with CIFCPL from last 2 years. Since
from 1.5 years he is product manager (Two-Wheeler) in Chaitanya after working for a short period as
a branch manager in Chaitanya India Fin Credit Pvt Ltd.