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Tracking to see of our borrower’s economic lives are improving

Tracking to see of our borrower’s economic lives are improving (Use of Progress out of Poverty Index (PPI)
PPI is an index developed by Grameen Foundation which computes the likelihood of a borrower living below a defined poverty line. Today, for every borrower we lend to, we determine the PPI score and determine the average PPI score for every branch and for the entire company.  The PPI score gives an estimate of the probability of borrowers falling below a certain poverty rate and also an indication if their poverty level is decreasing or increasing when observed over a period of time. The PPI scores of the company is discussed at every quarterly board meeting of the company to see if we are targeting the right profile of borrowers and to check if the poverty levels of our borrowers is decreasing over time.   

PPI Data for Regions of the Company and for the Entire Company

January 2014 - March 2014 PPI Data

Region

No. of Borrowers

% of borrowers who fall in less than Rs. 125/day Poverty Rate

JAGALUR

        4,538

82.86

HOLALKERE

        3,404

74.91

BELGAUM 

        1,457

83.80

DHARWAD

        2,730

81.49

KOPPAL

        3,881

83.57

Company

      16,010

81.33