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Chaitanya started as a non-profit organization (NGO) in 2004. From 2004 till 2007, Chaitanya NGO worked in the area of primary education and in promoting small enterprises in rural areas.

Chaitanya commenced its microfinance operations in October 2007 at Nayakanahatti village in Chitradurga district. For two years Chaitanya carried out its microfinance operations as a NGO. In October 2009, Chaitanya obtained a Non Banking Finance Company (NBFC) license from Reserve Bank of India for a newly registered company, Chaitanya India Fin Credit Pvt. Ltd.(CIFCPL). Since October 2009, CIFCPL is conducting microfinance operations as a for profit company.  

About the Logo
Chaitanya’s logo is the graphical representation of the coconut tree which has a strong significance in rural areas. The coconut tree represents the values of usefulness. We would like to serve our customers similar to a coconut tree and in the most efficient manner. In between the fronds the logo also represents people and the spirit of team work.